The Best In Asia

The Best In Asia

Tuesday, 24 March 2015

Company Insurance vs Personal Insurance

Met an old friend of mine today. Used to work under the same company with him way back in 2001, in Damansara Jaya area. We also played football together as a team.
I spent my lunch time with him at Rooftop Food Court in Central Market,KL.

Few stories came out, until a point when he asked me of the insurance sector I had involved in.
He is now 45 years old. And he has no Medical Card in his current insurance plan?!

I shared with him the importance of having an insurance policy with a Medical Card. His current company is covering him with company's insurance policy (whereby medical cost is paid by the company), which he feels that it is okay not to have a personal insurance plan in hand.

My response is very simple;
Yes your company is covering you now. Assume you retires at 55 years old. At 56 years old, you suffers a heart attack sickness & the cost is RM50,000.

Who is going to pay the bill(medical cost) at that time?


Monday, 23 March 2015

Biar Cepat Asal Selamat!

One of my friend (Prudential Agent) shared a story of another agent yesterday...

This another agent had been approached by a stranger that pick up her insurance flyer recently. This stranger was willing to pay any amount of insurance premium (monthly payment) provided Prudential Takaful will offer him the Medical Card.

When the agent started the fact finding process, later she knew that the Stranger is suffering from Kidney Failure (and spending lots of money for the sickness)...

I do not want to elaborate more, but which option as below will be picked up by you as a reader;

BETTER BE SLOW & SAFE or BETTER BE FAST & SAFE?


Friday, 20 March 2015

Insurans: Untung atau Rugi?

Saya sangat tertarik dengan slogan dari sebuah bank tempatan... Ada beberapa papan tanda yang saya perhatikan akhir2 ini, dinaikkan di sana sini di kawasan KL & Selangor...

INSURANS MENYEMPURNAKAN HIDUP MU.

Memang betul lah...Bukannya soal untung atau rugi.

Wednesday, 18 March 2015

Insurans: Untung atau Rugi?

Bila kita ambil insurans (beli insurans), adakah kita dapat untung? @ rugi?

Bagi saya, jawapannya sangat subjektif.
Tidak semua benda kita dapat untung, & tidak semua perkara kita akan rugi.

Insurans?
Jawapan ringkas saya, percayalah bahawa - "BILA KITA BELI INSURANS, KITA TIDAK AKAN UNTUNG & KITA TIDAK AKAN RUGI" 

Wednesday, 11 March 2015

Back in Business

Alhamdulillah...
I am back in business!

Awal tahun 2015 yang sangat busy & memenatkan..
Proses penyiapan renovate rumah hampir selesai & urusan mengerjakan umrah di Mekah Al Mukarramah selesai, maka bolehlah bernafas sikit...

InshaAllah...

United We Win!