Credit Card Promotion: 20% Starbuck Discount

Not Bad...!

Even though I am not a Credit Card Agent, this latest promotion is good to be shared.

Cimb Card offers 20% price discount on any F&B at most of Starbuck outlets (if not all) from 1-30 April 2015. Luckily I hold one CIMB Credit Card.

I just gave a try few days back at Starbuck Kota Raya (if not mistaken the outlet's name is correct).

The best thing is, the 20% amount was deducted immediately on the total bill (normally bank@certain bank will rebate back the 20% discount amount they promised later, inside latest Card Monthly Statement).
Hurry up, it will end tomorrow!

*Moral of the story:-
It is always good to hold/have a card regardless of what card it is.
Be it ATM Card, Credit Card, Loyalty Card, Medical Card, etc.
Trust me!

Tegur Jumpa Minum...

Baru sahaja minum bersama seorang rakan baik semasa belajar di MRSM Pengkalan Chepa dulu.
Habiskan masa sekejap dengan Saudara Izwan Zainal Abidin di Amcorp Mall minggu lepas.

Dulu rakan bola tampar di MRSM, sekarang bekerja sebagai Manager Power Plant Company di satu syarikat berdekatan lokasi Amcorp Mall.

Saya tidak menyangka pertemuan yang asalnya minum2 sahaja bertukar ke cerita insurans prudential.

Alhamdulillah, quotation saya dah email kepada beliau.
Ada rezeki inshaAllah...

Itulah sebahagian rutin saya sebagai ejen insurans.

Cabaran sebagai Ejen Insurans

Time management is very important if you are involved in an insurance sector.

Last Saturday I was working in the morning. After lunch I had short appointment with Client in Putra Height, Subang Jaya. Then make my move to meet another old friend of mine at 5pm in Putra Walk, Seri Kembangan. I reached home at 8pm that day.

The next day Sunday, I attended Monthly Award Presentation Day of SAR Group in Phileo Damansara Office PJ. From morning till 2pm. Reach home at 3pm & spend time for a while with my beloved family. I took a nap for 1 hour, woke up & quickly prepare dinner for my daughters. Night time I made 1 urgent insurance payment (pending 3 month premium) for another client via internet banking & settled an email to Prudential BSN Takaful with regard to upgrade plan for another different loyal client of mine.

Phewww....

That is my life & I never regret it!

Always believe that when you do good things in life, good return will come sooner or later.
By God Willing.

GST

Seorang Client saya dari tahun 2011 lagi, sentiasa membayar secara tunai bayaran bulanan insurans tepat pada masanya. Susah nak jumpa client macam ni kat luar.

Bulan lepas dia mesej saya tanya soalan;
Abang Ikhwan, insurans husband saya ada kenaikan ke pasal saya terima surat dari Pru? Adakah ini disebabkan kesan GST?

Jawapan saya;
Oh tidak. Kenaikan berlaku disebabkan Tabarru Fund (Dana Tabaruk) berkurang, dana yang mana semua pemegang polisi sama2 mencarum untuk sediakan dana kecemasan. Dana ini digunakan untuk membantu mana2 pemegang polisi takaful bila berlaku musibah & sebagainya.

Dana ini tiada kena mengena dengan GST...
:)

Company Insurance vs Personal Insurance

I let go the case of my good old friend in taking up a family insurance plan. 2 main reasons;

1. In Prudential, this family insurance plan is a conventional plan (non-syariah compliant).
2. Prudential BSN Takaful does not have takaful group insurance plan at the moment.

I texted him & wish him all the best in finding the one that suits him the most.
I accepted that PruBSN does not have a correct plan for him.

Furthermore, I am a great supporter of Prudential Takaful products.


Takde rezeki setakat ini... Alhamdulillah!

GST

Today in Malaysia's Calendar will be a historical day.
GST - Good & Service Tax is effective today, 1st April 2015.

Everybody is facing it... We hope there will be a good outcome after GST takes effect (by considering the bad one as well). Personally I always believe, there is no government in the world would like to do bad things to their own citizen.

Everybody is affected, including Malaysia's insurance sector.

One of my client messaged me via whatsapp this morning...
"Welcome 1hb GST 2015!"

I tried to search this date & month in 2015 calendar, but I could not find it... Haha.