What is your employment back up plan? [1]

I managed to spent time today, reading few news in the Star Newspaper I bought on Saturday, 30th May 2015.

One of the news was MAS (Malaysia Airlines System), a local airlines company will be firing 6,000 (VSS) of its current employees. To me 6,000 is not a small amount in number.

I pity those who will & already listed to receive this bad news. However, as long as we are named as an employee of any companies, the risk is always there (to be fired or sack by the company) during their tough times.

Before I involve in this insurance business, I used to be listed for termination with my first local company. I faced a sudden discontinue contract situation with a multinational company when I was under employment abroad. Under another asia-based multinational company, I was fired right after 1 month contract period.

Nothing is guaranteed in this world of employment. I taste the bitterness of it. I feel shaky situation with my wife & daughter around. And what make it worse was, I had no back up plan at all in my mind.

But an unemployed situation has taught me a lot.

I have to had a back up plan. The plan must be ready if the same bad things happen to me again (and again maybe).

Do you ever think if VSS happen to you, what is your back up plan???

Open Case [the longest presentation]

Alhamdulillah...

Yesterday, I had a very good appointment with a very good prospect at 9am in the morning.

Never in the history of my insurance presentation (explanation to potential client), i used 4 pieces of paper & almost 8 pages of it with my hand sketch presentation. This will be my personal record of longest on-paper presentation.

I thought he would come alone, but luckily he was accompanied by his wife.
It was a presentation for 2 person instead of 1 as I presumed earlier. It took around 2 hours time.

Open Case Result:-
I have yet to close this case.
Well that was a typical challenge for an insurance agent.

Sometimes, patience always bring us nearer to a victory!

Tanya Kabar - Melawat - Temujanji [1]

The Presiden of my resident association in Taman Puteri Subang was warded due to stone kidney few weeks back. I managed to spend my time visiting him in Tropicana Medical Centre, Kota Damansara.

Due to no cheaper room available, he was located in suite room. It cost him RM700 per night (luckily his company will pay the bill).

My intention was just visiting a sick friend/neighbour at first. In Malay we call it as Tanya Kabar untuk Melawat. It ended up differently when an appointment managed to be set for further Prudential Takaful explanation.

He did asked me question before I left the hospital;
"I am not having any personal life insurance, would you explain further to me later because I think it is a good thing..."

Well, Alhamdulillah...

Tanya Kabar & Melawat had become an insurance appointment finally.

Tanya Kabar - Melawat - Temujanji.

Sometimes, life insurance business has a suprising result!

Bolasepak & Insurans

Final Piala FA 2015: Kelantan 1 - Lions 3

Berpeluang bersama-sama 77,000 penyokong bolasepak kelantan di bukit jalil malam sabtu lepas.
Kecewa bila TRW tidak mampu menjulang Piala FA buat kali ketiga dalam masa 5 tahun.

Tapi inilah bolasepak. Ada kala pasukan yang menguasai hampir 60% perlawanan pun belum tentu akan memenanginya.

Antara video yang boleh penaprudential kongsikan untuk tatapan pembaca & peminat2 TRW yang melayari blog ini.

Tak pasti pula bila trend menyalakan lampu smart phone (video pertama) bermula semasa perlawanan bolasepak. Cantik & menarik pula nampaknya!

Cabaran sebagai Ejen Insurans

Baru sahaja follow up dengan kawan SMK Ahmad Maher, untuk tetapkan appointment insurans...

Tiba2 dapat mesej dari beliau;
"Minta maaf banyak2, saya renew balik dengan *** Takaful..."

X silap itu hari katanya nak jumpa tengok plan prudential. Gini pulak jadinya...

Saya hanya mampu tersenyum. Itulah cabarannya.
Kalau dah bukan rezeki kita, terima dengan berlapang dada...

Alhamdulillah...

Apa Yang Perlu Tahu: Tentang Insurans?

Dapat 1 mesej dari seorang kawan lama semasa belajar bersama2 di SM Dato' Ahmad Maher, Kota Bharu dulu;
"awak ejen insurans dih? ada life polisi x utk umur 38 tahun bajet RM100 sebule"

Jawapan saya;
"Confirm ado.."

hmmm... masih ramai diluar sana (terutama rakan2 saya agak) yg mungkin belum punya insurans peribadi.
itu belum ambil kira berapa ramai yang tidak pasti/tidak kisah pasal perlindungan insurans/takaful utk diri sendiri/keluarga...

Saya balas mesejnya jam 1 pagi kerana baru terbaca (sibuk seharian mengemas rumah beberapa hari lepas sempena cuti panjang Labour Day).

Always feel & must be positive in this insurance business!
By God Willing, make it easy again for me this year...

Cabaran sebagai Ejen Insurans

I thought of meeting a few client of mine during this long holiday period. If you are staying in KL/Selangor, there will be 4 straight days of not working days (Friday,1st May till Monday,4th May 2015).

I managed to set 1 appointment with 1 new potential client of mine earlier. However, he texted me this evening & said that he was on his way back to Kelantan, attending family funeral. 

While my parents in law are here in Klang Valley for few days & most of my existing clients are away from here, it is not an easy task to fulfill.

I ll accept that because it is a typical challenge for me for the past few years, when there is a continuous holidays around.

Sometimes, it is a blessing in disguise.

Life goes on...

Selamat Hari Pekerja...

Selamat Hari Pekerja kepada semua pembaca & pelanggan2 saya...

Ikhlas dari penaprudential.