Many people I met claimed they have got theirs. This is good. Most of them have got theirs.. If not mistaken, most people are afraid of insurance or when they hear somebody is going to present them something related to insurance. :)
However, human beings tend to do mistake. Normal people would make mistake sometimes. In insurance field, few people made mistake (maybe a huge number made mistake). Why I say so? Because they do not fully understand how the insurance would help them. Insurance has different function, and it serves different needs. At the end of the day, the final insurance proposal/plan depends on the customer's understanding & needs.
Let me share with you regarding some usual conversation between me & the people I approached. Below are simplified conversation;
When Mr. P was approached with my insurance flyer;
Mr. P: "It is ok, I have got insurance..."
When asked from which company the insurance is;
Mr. P: "I took it from company this / that..."
When asked about how much the medical card annual limit claimable (few answers pop up);
Mr. P:
"Medical Card? I am not sure..." or
"Medical Card..?, What is that?" or
"Medical Card I don't have, only insurance..."
"My insurance covers all, no need medical card..."
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*Fact of the day:-
Please do not get confused between Insurance & Medical Card. Some may have taken insurance, but there is no Medical Card attached. Life Insurance (without Medical Card) may pay you in lump sum state, but it does not pay you for any Medical Treatment Cost that arised. Not even a single cent..!
Have you checked yours?
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