The Kind of People Who Don't Need an Insurance Policy

Last year, I meet one of my friends. We were talking about an insurance matters. When I passed him my business card, then he said,

"Prudential? I took it last time. I pay for a while, but later I terminate it..."

I asked why,

"Because I did not claim anything, so i feel it useless..."

What else can I say...

Accidentally, maybe some people do not fully understand how personal insurance will help.

Let me share with you something about car insurance;
When you insured your car, how many times you claim per year? I insured my car, for 6 year until final instalment was made, I never claim & never get any single return of my car insurance premium...
I believe many like me, but still a few did claim & benefited from car insurance right?

So does Personal/Life Insurance. So does Prudential Medical Card. So does everything under insurance term.
Insurance is not just for now, but also for future. The claim maybe take place tomorrow, later or in future. Who knows...?


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Insurance is about protection, not about claiming.
If your concern is more on claiming part rather than protection, you don't have to buy an insurance policy.