Medical Check Up

Last 2 week, I was infected by food poisoning. Not an easy situation to deal with.
Your body will face de-hydration. Normally you will vomit & feel dizzy for quite sometimes.
It causes you to lose body energy on the spot.

The same day (I was infected), I had an appointment with my new client.
I need to escort him to one of Prudential panel clinics for some Medical Examination (ME) process.
Luckily, he was sick too, due to prolonged fever.


So things seems to be coincidentally in my way.
As a result, we agreed to postpone the ME matter.

When we want apply for any insurance/takaful, most people normally ask me whether we need to do medical check up or not.

My answers are:

Simple answer - No need.

Technical answer - No need, but still depends on few factors (such as age, pre-existing illness,
current health condition, requirement from Insurer company, Insurance Underwriter evaluation, etc.)

Moral of the story: If you already had an insurance agent that serves you, ask him. He knows best.